Rubean AG, a Munich-based FinTech company specializing in software point-of-sale (SoftPOS) solutions, announced at its annual shareholders' meeting that it expects consolidated revenue to rise to between 5.0 million and 6.0 million euros in 2026, up from 3.71 million euros in the previous year. Co-CEO Jochen Pielage reported that revenue in the first half of 2026 grew by approximately 50 percent to 2.4 million euros, driven by strong adoption of the company's SoftPOS software.
Recurring revenue, derived from fees for using Rubean's software, is a key driver of this growth. Pielage stated, "Half of the 2026 annual revenue will already come from the particularly profitable recurring revenue. That is significantly more than in the previous year." This shift toward recurring revenue is expected to more than double its share compared to 2025, positioning the company for improved margins.
Looking ahead, Rubean anticipates reaching monthly breakeven in 2027 and closing the year with positive net income for the first time. "Thanks to the continued significant growth in recurring revenue, we will reach monthly breakeven in 2027 and close the entire year with a positive net income for the first time," Pielage said.
Rubean's technology replaces traditional card readers with a software app that can be replicated on smartphones without additional hardware. This enables retailers, restaurants, delivery services, and other businesses to accept cashless and mobile payments. The company has established itself as a market leader in Germany and Spain and has expanded into other European countries, including Switzerland, France, and the United Kingdom, with support from major banks and payment service providers.
Internationally, Rubean has entered markets in North and South America. Pielage noted, "We now work with 19 major banks, including the German Sparkassen, BBVA in Spain, and Commerzbank, as well as internationally active payment service providers in Europe and in North and South America." He added that the groundwork has been laid for expanding sales operations with the help of new Executive Board member Stephan Kuck.
Rubean's SoftPOS solution, PhonePOS, is the only one supporting the girocard (EC card) in Germany. The company is listed on m:access and over-the-counter trading venues, including XETRA. More information is available at www.rubean.com.
