Sell My Structured Settlement for Cash (SMSSC), an education and quote platform for individuals considering the sale of structured settlement, annuity, or lottery payments, announced its nationwide launch. The platform aims to address the complexities of selling future payments, a transaction governed by state-specific Structured Settlement Protection Acts.
SMSSC offers more than 60 plain-English guides covering the court approval process, discount rates, taxes, and alternatives to selling. The platform also includes state-specific pages for all 50 states and the District of Columbia. Content is reviewed by named experts, and the company publishes its editorial standards at sellmystructuredsettlementcash.com/editorial-standards/.
Three free calculators are available to help payment holders understand offers before signing anything, including a decoder that reveals the discount rate implied by any offer they have already received. These tools are designed to empower consumers with transparent information.
Alongside the platform, the company released a free public data library for journalists, researchers, and consumer advocates at sellmystructuredsettlementcash.com/cite-us/. The library includes a 51-jurisdiction Structured Settlement Protection Act statute table, 2026 lottery tax rates by state, a directory of courts where transfer petitions are filed in 87 metro areas, and a status tracker for annuity issuers. All datasets are free to reuse under a Creative Commons license.
"We built the site we wished existed when we started researching this industry. Every number on it is sourced, the people who review the content are named, and the reference data behind it is free for anyone to check our work," said a company spokesperson.
SMSSC's funding partner, Genex Capital, is A+ rated by the Better Business Bureau and has served more than 50,000 clients since 2003, completing over $1.2 billion in transactions with a 95 percent court approval rate. Every SMSSC quote carries the Genex Guaranty: a price match promise, no surprises between the quoted and final net amount, and legal costs covered by the funding partner.
The process is the same in every state: a written quote that discloses the discount rate, document signing by DocuSign or notary at no cost, a transfer petition filed with the court by the funding partner's legal team, and funding approximately three business days after court approval.
The launch of SMSSC addresses a significant information gap in the structured settlement industry. By providing transparent educational content and free reference data, the platform aims to help payment holders make informed decisions about selling their future payments. This initiative could have broad implications for consumers, potentially leading to more favorable outcomes in structured settlement transactions.
