Insurance Canopy, a national provider of small business insurance solutions, has announced an expansion of its Full Frame Insurance (FFI) program to include drone liability and drone equipment coverage. The new offering is designed for photographers, videographers, and other creative professionals who use drones in their work, providing liability protection for bodily injury and property damage arising from drone use, as well as coverage for drones and related gear.
The addition allows professionals to add equipment and liability protection onto a single business insurance policy, simplifying risk management. According to Insurance Canopy, drone use has become standard in content creation for real estate shoots, event coverage, and commercial production, yet many operators lack clear protection for accidents tied to drone activity. This policy add-on aims to close the gap between traditional liability coverage and the realities of drone-based work.
“Drones have gone from being a specialized tool to an essential part of doing business,” said Chris Van Leeuwen, Vice President of Professional Development at Insurance Canopy. “This expanded coverage reflects how photographers and videographers actually work today and gives them a better way to protect their business and the equipment they rely on.”
The coverage is tailored for working professionals rather than hobbyists, accounting for the risk exposure of paid projects. It also addresses a common gap in standard liability policies, which often exclude or limit coverage tied to aircraft. The FFI structure provides protection directly linked to drone operations, helping professionals manage risk as they scale their services.
“Most professionals are focused on getting the shot, not worrying about everything that could go wrong with a drone,” Van Leeuwen added. “Whether the drone is damaged in a crash or causes third-party property damage, the costs can add up fast and create real business issues. Including this coverage in the same policy makes it easier for operators to protect their business and stay focused on the job.”
Insurance Canopy and FFI continue to emphasize accessible insurance for small business owners and independent operators. For more information about Full Frame Insurance and drone coverage options, visit https://www.fullframeinsurance.com/ or call 844.670.1078 to speak with a licensed agent.
